Fintech · Community savings
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SmartChama
Chama management that keeps its own books.
- M-Pesa & Mobile Integration
- Automated Bookkeeping
- Loans & Repayments




SmartChama modernizes African community finance by combining mobile money, automated bookkeeping, and AI to help groups save, lend, and grow with confidence. It replaces disputed paper records with a transparent, auditable digital ecosystem that builds member credit history.
Chama management that keeps its own books.

The first AI translator built for Gikuyu.


We build custom platforms on the same foundations: mobile money, WhatsApp and local languages.